Effortless checking for ultimate  convenience

Whether you’re managing your household budget, planning for future goals, or seeking hassle-free banking, SouthWest Bank offers a Personal Checking account that provides the convenience of advanced Online and Mobile Banking solutions.

Freedom Checking
Our most flexible checking account with eStatements gives you the freedom of unlimited transactions, no minimum balance requirements, and no monthly fee.






Star Checking
Experience a range of valuable benefits, including shopping discounts, insurance coverage, and free roadside assistance!

Elite Checking
Maximize your earnings with competitive interest and unlimited transactions, putting more money in your pocket!





















Get the checking account that fits your life.

Account Type Freedom Checking Star Checking Elite Checking
Minimum to Open $50.00 $50.00 $1500.00
Account Details

Our most flexible checking account with unlimited transactions, no minimum balance requirements, and no monthly service charge with eStatements.

This checking account does more with benefits like cell phone protection, AD&D insurance, roadside assistance, identity theft protection, and more.

The flexibility of a checking account with unlimited transactions and the interest-benefits of a savings account.
Interest Paid No No Yes
Minimum Daily Balance to Avoid Service Charge No Minimum Balance Required No Minimum Balance Required $1,500.00
Monthly Service Charge
  • Paper statements will have a $5 fee per statement cycle. You can avoid the paper statement fee by enrolling in eStatements.

This fee will not be charged to customers 62 or older or 21 or younger.
  • $10,000 AD&D and $20,000 Common Carrier Insurance – $10.00 per month 
  • $20,000 AD&D and $40,000 Common Carrier Insurance – $11.00 per month 
  • $30,000 AD&D and $60,000 Common Carrier Insurance – $12.00 per month (fees for active military, veterans, teachers, first responders, and customers age 62 or older are $5.00, $5.50, and $6.00 respectively) Includes $1,500 AD&D coverage on each child, regardless of the number of children in the household. Common Carrier coverage $3,000.***
  • $12.00 per statement cycle.















Resources for our locals


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How to Avoid Peer-to-Peer (P2P) App Scams

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