Effortless checking for ultimate  convenience

Whether you’re managing your household budget, planning for future goals, or seeking hassle-free banking, SouthWest Bank offers a Personal Checking account that provides the convenience of advanced Online and Mobile Banking solutions.
Freedom Checking
Our most flexible checking account with eStatements gives you the freedom of unlimited transactions, no minimum balance requirements, and no monthly fee.


Star Checking
Experience a range of valuable benefits, including shopping discounts, insurance coverage, and free roadside assistance!
Elite Checking
Maximize your earnings with competitive interest and unlimited transactions, putting more money in your pocket!









Get the checking account that fits your life.

Account Type Freedom Checking Freedom Checking Star Checking Elite Checking
Minimum to Open $50.00 $50.00 $50.00 $1500.00
Account Details Unlimited transactions Unlimited transactions Unlimited transactions and $10,000.00 Accidental Death & Dismemberment. Unlimited transactions and interest bearing account*
Interest Paid No No No Yes
Minimum Daily Balance to Avoid Service Charge No Minimum Balance Required $1,000.00 No Minimum Balance Required $1,500.00
Monthly Service Charge eStatements (Electronic Statements) are required, paper statements will have a $5.00 fee per statement. The paper statement fee will not be charged to customers 62 years of age or older or 21 years of age or younger. $499.99 or less – $12.00 $500 to $699.99 – $9.00 $700 to $999.99 – $7.00 $1,000 or greater – No Service Charge $10,000 AD&D and $20,000 Common Carrier Insurance – $10.00 per month $20,000 AD&D and $40,000 Common Carrier Insurance – $11.00 per month $30,000 AD&D and $60,000 Common Carrier Insurance – $12.00 per month (fees for active military, veterans, teachers, first responders, and customers age 62 or older are $5.00, $5.50, and $6.00 respectively) $12.00















Resources for our locals


How to Avoid Peer-to-Peer (P2P) App Scams

Where there’s a transfer of money, there’s unfortunately often a scammer waiting to ...

How to Avoid Email and Text Scams

Phishing attacks are the single most common form of cybercrime. In 2023, there were ...

The Benefits of Goal-Based Financial Planning

“Save and invest. Invest and save”. That’s been the rallying cry for the financially...