Low Rate Personal Card

With no annual fees, a low introductory rate for the first six months, competitive APR* and a 25-day interest-free grace period on all purchases—there’s a lot to love about SouthWest Bank’s Low Rate Personal Credit Card.
Benefits include:

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Click here for a list of potential fees and to apply for your low rate card today.

Preferred Points Personal Card

For every dollar you spend, you’ll earn one point that can be redeemed for rewards—up to 10,000 points per month. Enjoy a low introductory rate for the first six months, a competitive ongoing APR, no annual fees, and a 25-day interest-free grace period on all purchases.
Benefits include:

  • Redeem rewards points for cash-back awards, retail gift cards, travel, experiences and a wide variety of products.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Click here for a list of potential fees and to apply for your preferred points card today.

How to Apply

  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162 or email it to treasurymanagement@southwbank.com
    Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120
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